Friday, February 20th, 2015 has cemented its place as a market leader by dropping its home loan interest rates to 4.29 percent p.a or below across the board with the announcement of a further cut to fixed rates.
Today, the award-winning online lender dropped its fixed rate 19bpts to 4.29 percent p.a for one, two, and three-years, one of the lowest fixed interest rates in Australia.
It is the second time this month Pty Ltd has reduced its fixed rates.
“In the current low interest rate environment, has dropped its rates even lower to ensure whatever style of loan a customer wants, they will get a very competitive rate,” said Mr Kim Cannon, Managing Director of Firstmac, the financial powerhouse behind
“A lot of borrowers are keeping a close eye on the RBA for signs of another rate cut, but there are also many who are looking to fix their home loan interest rate for future certainty while rates are low.
“At 4.29 percent fixed for up to three years, they can enjoy the best of both worlds by choosing a mix of fixed and variable, and use a mortgage offset facility to cut their interest down even more.” rates start at 4.23 percent p.a for the Dream Home Loan Essentials Variable, 4.27 percent p.a for Dream Home Loan Offset Variable, and 4.29 percent p.a for the Dream Home Loan Fixed for one to three years.
The exception is the Dream Home Loan Construction, which has an initial interest rate of 4.74 percent p.a during the construction period, but then reverts to 4.27 percent p.a upon completion.
Dream Home Loan Fixed applications already in progress will automatically receive the new rate.
“Customers who have already applied for the Dream Home Loan Fixed don’t need to take any action to get the new rate,” Mr Cannon said. “ will make sure the 4.29 percent rate is applied to their new loan.”
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“Many property watchers predict a spike in house prices if the RBA cuts the cash rate again next month,” Mr Cannon said. “The smart money wouldn’t wait too long before getting a foothold on the market.”

Contact Profile Pty Ltd Pty Ltd is Australia’s leading online loans company that believes in keeping things simple. That's why we have created a range of full feature home and car loans so you don't have to give up the important loan features you need.
The business has previously been awarded multiple CANSTAR 5 Star Ratings for Home Loans, Best Overall Online Lender by Your Money Magazine and the Australian Home Loan Awards 'Best Non-Bank of the Year', among others. Pty Ltd aims to deliver a customer centric approach, with an experienced team that cares about what they can do for you.

Charnie Braz
P: 07 3013 8644
M: 0434 184 264


home loans, mortgage, real estate, loans, finance, property



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