Friday, August 21st, 2015 - Pty Ltd
Property investors disadvantaged by tightened lending conditions should shop around for a fair deal to make sure they aren’t paying a higher interest rate than they need to.
Marie Mortimer, Managing Director of Pty Ltd
, which was today announced as the winner of the Financial Review Smart Investor Blue Ribbon Award for Best Property Investment Loan – Variable, said the changing regulatory landscape had pushed investor interest rates up.
“Rising interest rates and tighter lending criteria mean some investors may need to make changes to their investment strategies, which could mean saving a bigger deposit or choosing a different lender,” she said.
“Investors don’t need to panic about new lending regulations; they just need to plan their next steps carefully to ensure they can still meet their goals.”
Such planning could include getting professional financial advice and looking away from the major banks for an investment property loan.
Ms Mortimer said was pleased to receive a Financial Review Smart Investor Blue Ribbon Award for another consecutive year.
“We are delighted to be recognised again with a Blue Ribbon Award for helping our customers achieve their property investment goals,” Ms Mortimer said.
“Our customers are people who are financially astute and have managed their money carefully to fund their investment properties. It is very satisfying for us to be able to support them with an award-winning loan.”
Financial Review Smart Investor research partners found that “based on a $500,000 loan, monthly repayments would be $129 cheaper than the next most competitive loan, saving investors a whopping $46,448 over the life of a 30-year loan”.
The online lending model of was also lauded, with the judges stating, “This wholly online operation is a perfect choice for readers happy to trade the overheads of a local branch with a heavily discounted rate”.
Ms Mortimer said borrowers were keen to manage their money online.
“When started writing loans in 2011, we saw a need for low-cost home loans powered by online technology, and our growth shows the market was ready,” Ms Mortimer said.

Contact Profile Pty Ltd Pty Ltd is Australia’s leading online loans company that believes in keeping things simple. That's why we have created a range of full feature home and car loans so you don't have to give up the important loan features you need.
The business has previously been awarded multiple CANSTAR 5 Star Ratings for Home Loans, Best Overall Online Lender by Your Money Magazine and the Australian Home Loan Awards 'Best Non-Bank of the Year', among others. Pty Ltd aims to deliver a customer centric approach, with an experienced team that cares about what they can do for you.

Charnie Braz
P: 07 3013 8644
M: 0434 184 264


home loans, mortgage, real estate, loans, finance, property



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