Tuesday, February 3rd, 2015 - Loans.com.au Pty Ltd

Market leading online lender loans.com.au has turned its bank-busting sights on fixed rate home loans and launched a three-year deal at 4.48 percent p.a in a move that has observers predicting it could be time to fix your mortgage interest rate.

With a comparison rate of just 4.53 percent p.a, it undercuts the big four, who each offer three-year fixed rates of 4.94 percent with annual fees from $340.

Mr Kim Cannon, Managing Director of Firstmac, the financial powerhouse behind loans.com.au Pty Ltd, said increasingly customers were looking to fix the interest rates of their home loan.

“There has been a period of intense competition among lenders driving variable interest rates down and smart customers have kept a close eye on the market,” he said.

“There is speculation among some observers that interest rates have dropped as low as they are going to go so it has renewed the focus on fixed rate loans.”

The Dream Home Loan Fixed is one of the lowest fixed interest rate loans currently available and some conditions apply. Visit https://www.loans.com.au for details.

The new range of fixed rate products follows loans.com.au’s history of setting the pace for competition in the home mortgage sector.

“Loans.com.au has long been seen as the one to beat for low interest rates,” Mr Cannon said. “In an environment of intense competition, loans.com.au consistently strives to deliver the lowest comparison rate on the market and it continues to be recognised for its ability to deliver value to home loan customers.

“This is the latest salvo to beat the banks, with loans.com.au offering its lowest ever fixed term rate with no annual fees.”

The Dream Home Loan Fixed, available during February, can be combined with other loan products for a mix of fixed and variable rates, available to owner-occupiers and investors, for purchase and refinance up to 90 percent LVR.

After the fixed rate period ends, the rate reverts to the Dream Home Loan Offset Variable, which currently has an interest rate of 4.52 percent.

Loans.com.au Pty Ltd is a market-leading on-line lender. It offers award-winning finance products backed by Firstmac, one of Australia’s leading wholesale lenders with more than 35 years’ experience and $6 billion in mortgages under management. Loans.com.au has five stars for Outstanding Value from Canstar, and was named the Best of the Best Cheapest Home Loan and Cheapest Flexible Home Loan 2015 by Money magazine. In 2014 it was judged the Best Value Variable Home Loan, Best Value Full Feature Variable Home Loan, and People’s Choice Cheapest Home Loan, by Mozo. It holds Financial Review Smart Investor’s Blue Ribbon Award for the Best Variable Rate Loan 2014.

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Loans.com.au Pty Ltd


Loans.com.au Pty Ltd is Australia’s leading online loans company that believes in keeping things simple. That's why we have created a range of full feature home and car loans so you don't have to give up the important loan features you need.
The business has previously been awarded multiple CANSTAR 5 Star Ratings for Home Loans, Best Overall Online Lender by Your Money Magazine and the Australian Home Loan Awards 'Best Non-Bank of the Year', among others.
Loans.com.au Pty Ltd aims to deliver a customer centric approach, with an experienced team that cares about what they can do for you.


Charnie Braz
P: 07 3013 8644
M: 0434 184 264
W: www.loans.com.au

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home loans, mortgage, real estate, loans, finance, property

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